Media from various parts of the UK are reporting increasing numbers of people falling victim to criminals using scams involving online car deals. Used car sellers have advertised to sell their cars online and then been paid with forged cash or bankers drafts, which they have discovered only after parting with the vehicle. Being offered more than than asking price should ‘ring alarm bells’, but conmen now do this on the premise that if you pass on most, but not all, of this to another person you can keep the surplus.
Would-be used car buyers, of apparently real bargain cars, have been asked to meet in quiet places and told that the seller will only take cash. Vulnerable buyers have been met at the agree place only to be robbed on their cash.
Online used car buyers and sellers need to take great care to safeguard themselves and their money from this new breed of Internet fraudster and crook.
A good basic trustworthiness checklist would start with:
- Will they give a full name in advance and carry photo ID when you meet?
- Is it possible to verify their business address?
- What telephone number can they supply for the business, other than a mobile?
- Details of buyers bank account made available to you?
- There are still risks in agreeing to a bankers draft but you can meet at your own bank and ask them to check it?
- Notes of foreign currencies, even euros, should be refused as you might be less likely to recognise forged notes.
- Finally, if meeting the buyer or seller half-way, make sure they agree to meet in a safe well lit place where plenty of people are about and take someone with you.
- If the deal sounds too good to be true, it probably is!
There are plenty of reputable online car firms who will sell you a car or buy one from you without risk but you do need to do your homework and check them out first. Any buyer who will not give you basic information about their name and address should considered dubious.
The first step in debt management is understanding the real value of your disposable assets as these could go some way to eliminate liabilities. Make a list and include:
- Property investments
- Stocks & Shares
- Antiquities & collectables
- Savings accounts
- Premium Bonds
- Leisure equipments – cameras, bikes, snowboards etc.
- Cars, motorbikes, boats
Car owners can unknowingly have large amounts of equity locked up in their vehicle, even if was bought with finance or hire purchase. The asset value is the price you can get less all outstanding finance. If the car was bought on finance a long time ago you may well have paid off most of the loan. The car you drive is leased then this guide will not apply in your case. Finance companies can easily provide the total final balance of any loan on request. Even if you are in arrears with the payments, the finance company would rather you sell your car, than them have to pursue you for the money or repossess the car.
Selling a car for cash, particularly if it needs to be done quickly, often means taking less than the car is really worth. Franchised dealer sales guys only want you old car if it is swopped against a brand new model. The readership of local newspapers is now so small than few people have any hope of finding a private cash buyer for their car.
Websites such as Sellmycar4cash buy used cars to use as stock for main dealers and offer to value and buy your car quickly without any fees or risk. No car older than 7 years or with mileage higher than one hundred thousand will be valued. Get a speedy value for your old car by completing all the questions in the web form and simply wait for a call back with the price. The valuation is not agreement to sell and you can think it over before deciding. If you decide to sell you car you can call back and arrange for a viewing after which you will be paid the agree amount.
Automotive: General
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Toyota recently released their new price for the 2010 Prius.The base model Insight is priced almost 00 below the base price of the Prius. The cheap base price give the Insight the title of most affordable hybrid in the U.S.
The Insight offers an ECO Assist system which enhances fuel economy further by controlling acceleration rates and helping the driver drive learn how to drive more economically.The ECO socring helps the drive to have a system that allows for the best fuel economy, which is related back to the operator in the form of a miles per gallon readout.An electric motor gives the engine a nice boost, this system is called the integrated motor assist or IMA. Th IMA system is cheaper to manufacture, lighter than the original, and adds to the overall interior space. The Insight also has an i-VTEC® engine equipped with a CVT (continuously variable transmission).For about the price of a base mopdel Prius, you can get a nicely equipt Insight that comes with: rims, USB integraded stereo, navigaion with voice recognition, and steering wheel mounted shifter. The Insight and the Prius are clear competitors but Honda is determined to knock Toyota out of the competitive market to become the hybrid leader.
On the other side of the coin, the Toyota Prius has a 160 horsepower 1.8 liter motor has three sttings for operation. The EV mode allows the Prius to run on battery power alone, the ECO mode’s responsibility is to ensure the optimum gas mileage is obtained, and then the Power Mode give more power and throttle response.Toyota has a new Smart Collision system called the PCS which is available on the new Prius.A laser is used to keep the same amount of distance as the car ahead of you in order to prevent any accidents. Toyota has a new system of buttons on the steering wheel that will help keep the driver safe.
Yes the Insight is much cheaper than the Prius, but the Prius does get much better fuel economy.Right now the MPG ratings for the new Insight are at 40 MPG in the city and 43 MPG on the highway, and the Prius comes in at 48 MPG city and 45 MPG on the highway.If you drive over 20,000 miles in a year (with gas costing .50 a gallon), owning the Honda would cost 19 in gas per year and owning a Prius would cost 86 per year. At this rate it would take over 25 years to recover the cost you spent on a Prius where yearly gas savings are concerned. So although the Prius gets better gas mileage; the Insight overcomes that hurdle by having such a low MSPR!
Certified Hybrid in Southern California, or buy a New Toyota Hybrid. See great deals on the New toyota Prius in Northern California.
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