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Mostauto insurance policies are still sold for 12 months. Although this meets the needs ofmanydrivers, some have more unusual requirements and now flexiblecoveris available for much shorter periods of time.

Short termcoverin some countries is classed as amotorinsurance policy from one to 28 days in duration. Read more »

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Most car and other vehicle insurance policies are still sold on an annual basis. However, to accommodate the growing trend for flexibility required by drivers today, insurance cover can now be secured for as little as one day.

A commonly accepted definition of short term car cover is insurance ranging from one month to as little as 1 day. However, now flexible insurance can be secured for between 1 to 8 months.

In addition to this, monthly “pay-as-you-go” insurance is available to drivers. This provides the option of not having to pay for insurance when it won’t be needed.

There are many situations where temp insurance cover for one day may be appropriate. One of the most popular is making sure you are protected when borrowing a friends automobile. Securing an additional policy for this could protect a no claims bonus built up if no claim has been made for a while. This could be a good option for careful drivers.

Another reason temp insurance is taken out is to provide protection for a driver sharing the driving on a longer journey.

Insuring an overseas guest while they are over here is a common reason. As is requiring 24 hour insurance when driving home a recently purchased new or 2nd hand auto. Taking a test drive and requiring cover for 24 hours can be another eventuality.

Not many van drivers actually own the vehicle themselves. This can be where short term van cover is useful, when you are borrowing a van for differing scenarios.

For those bikers that are planning a summer road trip, temp bike insurance could be a solution if the bike you are riding is not one you use regularly. This could be beneficial if they only ride the motorbike occasionally.