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The AA car insurance company is a British company that provides car insurance, breakdown coverage, motoring advice, and loans to consumers in the UK. The AA, also known as The Automobile Association is the counterpart to the USA’s AAA (American Automobile Association). The AA car insurance company was founded in 1905, and today they are the largest insurers in the UK with a membership of over 15 million.

The AA car insurance company offers many advantages similar to their American counterpart; one of the largest services they offer for an annual membership fee is their breakdown coverage. If a member breaks down and requires roadside assitance, their dedicated servicemen provide fast and efficient response times. In addition to their basic coverage AA car insurance also provides repair cover and travel assitance.

Partnering with many local governments under the Charitable Trust for Road Safety program, they offer free drivers education to beginning drivers. In addition to AA car insurance, they also offer travel advice and tips, along with their travel insurance and home insurance.

To further promote their line of helpful programs and quality services, the AA car insurance company has et up a website. This step creates a benefit for all UK consumers. Competitors of AA car insurance have also taken steps to opening their business’ on the Internet to find new clients. This competition is good for consumers, since the pricing of insurance is more competitive.

The AA car insurance index has revealed that premiums have fallen approximately 3%, apparently the decrease in premiums is a direct result of the increase in insurance policy sales, resulting in an advantage for the consumer. This also makes it ideal for consumers already insured to review their policy and investigate new quotes to determine if a saving in monthly premiums is possible. If your policy was written more than six months ago, it is quite possible that with the heavy competition, you will be able to find a comparable quote lower than your current plan.

Another service that is offered by the AA car insurance company is their loan service, available to members. Members can enjoy discounted loan rates and generous repayment terms. This company is virtually a one-stop service for all your motoring and traveling needs.